Logo

YIELDSTEP

Updated 2023-10-05 21:32:28.777000

Syntax

SELECT *
INTO #coups
FROM (
      SELECT 'ABC', '2010-01-15', 0.050 UNION ALL
      SELECT 'ABC', '2013-01-15', 0.055 UNION ALL
      SELECT 'ABC', '2016-01-15', 0.060 UNION ALL
      SELECT 'GHI', '2031-07-22', 0.070 UNION ALL
      SELECT 'GHI', '2026-07-22', 0.0675 UNION ALL
      SELECT 'GHI', '2021-07-22', 0.0650 UNION ALL
      SELECT 'GHI', '2016-07-22', 0.0625 UNION ALL
      SELECT 'GHI', '2011-07-22', 0.0600 UNION ALL
      SELECT 'XYZ', '2023-03-01', 0.0600 UNION ALL
      SELECT 'XYZ', '2019-03-01', 0.0575 UNION ALL
      SELECT 'XYZ', '2015-03-1', 0.0550 UNION ALL
      SELECT 'XYZ', '2011-03-1', 0.0
      )n(secid, coupdate, couprate)
 
SELECT secid
,wct.YIELDSTEP('2013-04-09'
,maturity
,price
,redemption
,frequency
,basis
,'SELECT coupdate
 ,couprate
 FROM #coups
 WHERE secid = ''' + secid + ''''
 ) as YIELD
 
FROM (
      SELECT 'ABC', '2019-01-15', 103.670988, 100, 2, 0 UNION ALL
      SELECT 'GHI', '2036-07-22', 120.467994, 103, 2, 1 UNION ALL
      SELECT 'XYZ', '2027-03-01', 97.478325, 101, 1, 0
      )n(secid, maturity, price, redemption, frequency, basis)

Description

Use the scalar function YIELDSTEP to calculate the yield from price per 100 face value of a security with multiple interest coupon rates, also known as step-up rates.

Arguments

@Coupons

a SELECT statement, as a string, which identifies the coupon dates and rates to be used in the price calculation. The coupon rate is assumed to be in effect from the associated coupon date to the next greater coupon date returned by the select statement. The last rate is assumed to be in effect from the last date until the maturity date of the security.

@Basis

is the type of day count to use. @Basis is an expression of the character string data type category.

{"columns":[{"field":"@Basis","width":139},{"field":"Day count basis","width":174}],"rows":[{"@Basis":"0 or omitted","Day count basis":"US (NASD) 30/360"},{"@Basis":"1","Day count basis":"Actual/Actual"},{"@Basis":"2","Day count basis":"Actual/360"},{"@Basis":"3","Day count basis":"Actual/365"},{"@Basis":"4","Day count basis":"European 30/360"}]}

@Frequency

the number of coupon payments per year. For annual payments, @Frequency = 1; for semi-annual, @Frequency = 2; for quarterly, @Frequency = 4. @Frequency is an expression of type float or of a type that can be implicitly converted to float.

@Price

the security’s price per 100 face value. @Price is an expression of type float or of a type that can be implicitly converted to float.

@Settlement

the settlement date of the security. @Settlement is an expression that returns a datetime or smalldatetime value, or a character string in date format.

@Maturity

the maturity date of the security. @Maturity is an expression that returns a datetime or smalldatetime value, or a character string in date format.

@Redemption

the security’s redemption value per 100 face value. @Redemption is an expression of type float or of a type that can be implicitly converted to float.

Return Type

float

Remarks

If @Basis < 0 or if @Basis > 4, then PRICESTEP returns an error.

@Settlement must be <= @Maturity.

If @Settlement is NULL, @Settlement = GETDATE().

If @Frequency is NULL, @Frequency = 2.

If @Basis is NULL, @Basis = 0.

If @Redemption is NULL, @Redemption = 100.

Examples

In this example we calculate the yield of a bond maturing on 2019-01-15 with the following step-up schedule:

2010-01-15          5.0%2013-01-15          5.5%2016-01-15          6.0%

The price is 103.665743 and the settlement date is April 15, 2013.

SELECT wct.YIELDSTEP(

                        '2013-04-15', --@Settlement

                        '2019-01-15', --@Maturity

                        103.665743,   --@Price

                        100,          --@Redemption

                        2,            --@Frequency

                        0,            --@Basis

                        'SELECT wct.CALCDATE(2010,1,15), 0.05 UNION ALL

 SELECT wct.CALCDATE(2013,1,15), 0.055 UNION ALL

 SELECT wct.CALCDATE(2016,1,15), 0.06' --@Coupons

                    ) as YIELD;

This produces the following result.

{"columns":[{"field":"YIELD","headerClass":"ag-right-aligned-header","cellClass":"ag-right-aligned-cell"}],"rows":[{"YIELD":"0.0500000004862878"}]}

The SELECT statement in @Coupons can make reference to another table, as in the following example.

SELECT *

INTO #coups

FROM

(

    SELECT wct.CALCDATE(2010, 1, 15),

           0.05

    UNION ALL

    SELECT wct.CALCDATE(2013, 1, 15),

           0.055

    UNION ALL

    SELECT wct.CALCDATE(2016, 1, 15),

           0.06

) n(coupdate, couprate);

SELECT wct.YIELDSTEP(   '2013-04-15',          --@Settlement

                        '2019-01-15',          --@Maturity

                        103.665743,            --@Price

                        100,                   --@Redemption

                        2,                     --@Frequency

                        0,                     --@Basis

                        'SELECT * FROM #coups' --@Coupons

                    ) as YIELD;

This produces the following result.

{"columns":[{"field":"YIELD","headerClass":"ag-right-aligned-header","cellClass":"ag-right-aligned-cell"}],"rows":[{"YIELD":"0.0500000004862878"}]}

In this example we have multiple securities with different step-up schedules. For purposes of this example, the coupon schedules are stored in a temporary table, #coups, and the rest of the pricing information is stored in the derived table n.

SELECT *

INTO #coups

FROM

(

    SELECT 'ABC',

           '2010-01-15',

           0.050

    UNION ALL

    SELECT 'ABC',

           '2013-01-15',

           0.055

    UNION ALL

    SELECT 'ABC',

           '2016-01-15',

           0.060

    UNION ALL

    SELECT 'GHI',

           '2031-07-22',

           0.070

    UNION ALL

    SELECT 'GHI',

           '2026-07-22',

           0.0675

    UNION ALL

    SELECT 'GHI',

           '2021-07-22',

           0.0650

    UNION ALL

    SELECT 'GHI',

           '2016-07-22',

           0.0625

    UNION ALL

    SELECT 'GHI',

           '2011-07-22',

           0.0600

    UNION ALL

    SELECT 'XYZ',

           '2023-03-01',

           0.0600

    UNION ALL

    SELECT 'XYZ',

           '2019-03-01',

           0.0575

    UNION ALL

    SELECT 'XYZ',

           '2015-03-1',

           0.0550

    UNION ALL

    SELECT 'XYZ',

           '2011-03-1',

           0.0

) n(secid, coupdate, couprate);

SELECT secid,

       wct.YIELDSTEP(

                        '2013-04-09',

                        maturity,

                        price,

                        redemption,

                        frequency,

                        basis,

                        'SELECT coupdate

 ,couprate

 FROM #coups

 WHERE secid 

          = '' + secid+'''

                    ) as YIELD

FROM

(

    SELECT 'ABC',

           '2019-01-15',

           103.670988,

           100,

           2,

           0

    UNION ALL

    SELECT 'GHI',

           '2036-07-22',

           120.467994,

           103,

           2,

           1

    UNION ALL

    SELECT 'XYZ',

           '2027-03-01',

           97.478325,

           101,

           1,

           0

) n(secid, maturity, price, redemption, frequency, basis);

This produces the following result.

{"columns":[{"field":"secid"},{"field":"YIELD","headerClass":"ag-right-aligned-header","cellClass":"ag-right-aligned-cell"}],"rows":[{"secid":"ABC","YIELD":"0.0499999996168971"},{"secid":"GHI","YIELD":"0.0499999997417517"},{"secid":"XYZ","YIELD":"0.0499999997535682"}]}

See Also

PRICESTEP - Calculate the Price of a security with step-up rates